Homebuyer's Guide
First-Time Homebuyer's Guide
Everything you need to know to own your dream home through Pag-IBIG financing — simple, step by step.
1. Am I Qualified for Pag-IBIG?
Active Pag-IBIG member (24+ contributions)
Age not more than 65 at loan maturity
No existing Pag-IBIG housing loan
Stable income (employed or self-employed)
2. Documents to Prepare
2 Valid IDs
Birth Certificate
Marriage Certificate (if applicable)
Proof of Income (payslip or ITR)
Certificate of Employment
TIN
Pag-IBIG Member Data Form (MDF)
3. Step-by-Step Process
1Reserve (₱10,000)
2Free Site Tripping
3Submit Pag-IBIG Documents
4Loan Approval (30–60 days)
5Contract Signing & Turnover
4. Pag-IBIG Financing Explained
Up to ₱6M loan amount
6.25% affordable housing rate
Maximum 30-year loan term
Salary deduction setup available